Embrace the laid-back rhythm of Cardiff-by-the-Sea, where a 5,200-square-foot lot, inviting outdoor spaces, and a versatile layout with five bedrooms in total create a welcoming coastal retreat. From mornings at a neighborhood caf to afternoons at the beach and evenings dining along the coast, this home offers a wonderful setting to enjoy Cardiffs distinctive lifestyle. The first floor features the primary bedroom and two additional bedrooms, one currently used as an office. Upstairs, the kitchen and great room form the heart of the home, accompanied by an additional en suite bedroom. Two decks facing east and west offer inviting places to enjoy morning coffee, coastal breezes, and relaxed evenings outdoors. A fully self-contained ADU with a full kitchen and private entrance adds valuable flexibility, offering independent accommodations for guests or extended family. The spacious lot extends the living experience outside, with an outdoor deck for dining and entertaining, room to garden or unwind, and two sheds providing convenient storage for beach gear, bikes, and more. Enjoy access to the local favorites that make Cardiff so beloved, including Seaside Market, neighborhood shops and restaurants, the Coastal Rail Trail, sandy beaches, and the scenic trails of San Elijo Lagoon. Whether your day calls for surfing, a coastal bike ride, or a leisurely meal with friends, this home puts the best of North Countys coastal lifestyle within reach.